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How much Home can I afford? |
The first step from dreaming to buying is deciding exactly how much you can comfortably afford to spend each month. If you spend too much, you could end up having a lovely but empty home that you can’t enjoy. If you spend too little, you could end up with something that doesn’t meet your needs and that could require costly additions or another move to find your heart’s desire. By fully understanding your financial picture and the costs of owning a house, you can make an educated decision about what are actual necessities and which of your “wants” get to make the list to find the best home possible.
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Key Considerations for Buying a House |
| Once you have viewed a variety of homes in your price range and selected one that meets your needs and your budget, it’s time to make an offer to the sellers. The offer will contain many parts, not just the dollar value that you are willing to spend. An essential part of submitting a successful offer is understanding those parts and how they could potentially affect the seller. |
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Benefits of Mortgage Pre-Approval |
| While looking at houses and dreaming of what your new home might be like can be fun, it can be a waste of time if it’s not practical as well. Mortgage pre-approval will help you understand how much banks will be willing to lend and give you an edge when it comes to negotiation. |
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Starting a Home Search |
| When you first meet with your Weichert Sales Associate, use a Home Buying Wishlist, to focus your priorities for your new home. Once you have narrowed them down, it's time to start visiting properties. It's easy to get distracted by someone else’s décor or landscaping, but this is simply decoration and easily changed. Paying attention instead to the environment and the construction of your potential new home can save you a lot of headaches down the road. |
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